ProCare Collision Center cordially invites you to our Live Ethics CE class on Wednesday, October 26th at 9:45am at our facility located at:

ProCare Collision Center

6430 Fairdale Dr.

(off Rittiman and IH-35)

San Antonio, TX 78218

(210) 488-9346

Click Here for Driving Directions


Free Online Self-Study Courses-Now Available!


You will be granted access to this phenomenal free site where you can take all your State Approved Self Study CE hours for FREE on the internet!!!

ProCare Collision Center is proud to be your partner in State Certified Insurance Continuing Education, which is why we are offering this program to you now. We hope you will take advantage of this limited time offer by registering for our live ethics class where we will be giving out access codes to the site.

Register NOW by downloading, filling out & returning the form below

by Tuesday, October 25, 2005 4:30 p.m.

Hurry, this offer is limited to the first 100 insurance professionals that register for this class!!

**Attendees at the live class will receive 2 hours Ethics CE Credit (course#:41207CE020)

Lunch will be served @ 12 o’clock courtesy of ProCare Collision.

Download LiveEthicsCERegistration.doc 2.35MB (2,468,864 bytes)

If You Do Not Have Word:  DOC files can be viewed with Microsoft Word or with a free viewer from Microsoft.  If you do not have Word installed on your computer, you can download the free viewer from Microsoft.

> Download Word Viewer

Money Tip
It can be hard to come up with a workable budget if you've never lived with one before. The best approach you can take is to learn to distinguish between "wants" and "needs." Needs include housing, food, clothing, transportation, and anything else absolutely necessary to sustain your family life. Wants are things that enhance or improve your family life. Thus, a car may be a necessity, but a brand-new $50,000 SUV is a want. When putting together your budget, start with your needs and cover those first (including some savings) before listing anything that is a want.

Home Tip
Air leaking out of your home in the winter can end up costing you money on your heating bill. Sealing these leaks is easy. Use a lit incense stick to test your windows, doors, plumbing fixtures, electrical outlets, and other possible air paths. If the smoke travels horizontally, you have an air leak. Use caulk and weatherstrip to seal off doors and windows. You can purchase special kits to weatherproof electrical outlets and plumbing at your local hardware store.

Car Tip
Any car problem you have will only get worse during the winter months. If your vehicle is in need of a tune-up or any regular service, get it done now. It is better to do this at your convenience than having a break-down in bad weather. While you are in for service, have your mechanic check your battery. Batteries that start fine in the summer may not have such an easy time in the winter. Batteries also lose power as the temperature drops.

Organizing Tip
Clutter is the biggest obstacle to organizing. Take time this month to tackle your kitchen clutter. The most efficient kitchen is one that is pared to the basics. Before you begin, resolve to get rid of those items that you truly do not use. Then tackle your kitchen one drawer or cabinet at a time. Get rid of food items, appliances, utensils, and pots and pans that you haven't
used within the last month or two. Those items left should be clean and organized.
Safety Tip
Candle fires in homes have tripled over the last decade. Forty-one percent of home candle fires begin in the bedroom. A burning candle should never be left unattended and should be kept at least one foot away from anything that can burn. Place candles in holders on a sturdy, uncluttered surface and extinguish them when they are within two inches of their holders.

Weight Loss Tip
Fiber is a great tool when trying to slim down. Fiber makes you feel full sooner and stays in your stomach longer, which slows down your rate of digestion and keeps you feeling full longer. Good sources of fiber include fruits and vegetables, whole grains, and beans.


Below are pictures of locations where some horror movies

have been filmed…Do you know which movies these are?

(Click on images to enlarge)    





]You May Download "Shop Talk Trivia" In Word  Format By Clicking The Link Shown Below.

Download ShopTalkTrivia.doc 1.22MB (1,283,584 bytes)


If You Do Not Have Word:  DOC files can be viewed with Microsoft Word or with a free viewer from Microsoft.  If you do not have Word installed on your computer, you can download the free viewer from Microsoft.

> Download Word Viewer


Complete the Shop Talk Trivia and fax it back to us at 488-9350. You will be entered into a drawing for a $50.00 Academy Gift Certificate!



Name:                                                                          Office:                                                              

Phone #:                                                                      Email:                                                              

Halloween is a scary time of year! Restless spirits roam neighborhoods rapping on doors, but there's something even more sinister lurking out there! It haunts me and sends cold shivers down my spine. It calls to me in the dark of night, "weights" for me by day! It's . . . . . . hehe

Black Cat Cookies>>

Bug Juice>>

Dirt Cake>>

Choco Lanterns>>

Candy Corn Rice Crispy Treats>>




·        1 cup crunchy peanut butter

·        1/3 cup water

·        2 eggs

·        1 pkg. chocolate cake mix

·        small candy-coated chocolate candies

·        red hots



Beat together peanut butter, eggs, and water. Gradually add cake mix. Mix well. Form dough into 1-inch balls. Place on ungreased cookie sheet. Flatten balls with bottom of glass dipped in sugar. Pinch out 2 ears at top of cookie. Add small candy-coated chocolate candies for eyes and red hots for nose. Score with a fork to form whiskers. Bake at 375° for 8 to 10 minutes.
Makes about 4 dozen cookies.






·        1 Can HiC Ecto Cooler(the green kind)

·        2-2 liter Sprite

·        1 container green sherbert



Mix first two ingredients in large punch bowl, add sherbert to keep the mix cool. This recipe can be doubled, tripled, etc.





·        1/2 c Butter

·        10 c Crispy rice cereal

·        9 c Miniature marshmallows

·        2 c Mixture of candy corn and Indian candy corn

·        3/4 c Miniature chocolate chips

·        Candy pumpkins

·        Yellow and red food coloring



Melt butter and marshmallows; stir until smooth. In a large bowl, mix rice cereal, candy corn and miniature chips together. To marshmallow mixture, blend in 2 drops yellow food coloring and 1 drop red food coloring, adding more coloring if necessary to reach desired shade. Add marshmallow mixture to cereal mixture; stir quickly to combine. Spread on a large buttered pan; press with buttered hands. While warm, press on candy pumpkins spaced 1 to 1/2-2 inches apart. Refrigerate and cut into squares.





·        1 ct Cool Whip

·        2 lg pkg Jello chocolate pudding

·        12 mini pumpkins

·        green food coloring



Prepare jello pudding according to package directions. Chill until firm. Cut the tops off the pumpkins and remove most of the interior with a sharp knife. Then scoop to even out the inside. Draw faces with perminate marker on pumkins, you may need another pkg of pudding if your pumpkins run big. Scoop pudding into pumkins until full. Mix Cool Whip and green food coloring and top pumpkins with a spoonful. Keep cool until ready to serve.




·        1/4 c. margarine 1

·        (8 oz) cream cheese

·        1 c. confectioner's sugar

·        2 (6 oz) vanilla instant pudding

·        3 1/2 c. milk

·        1 (12 oz) whipped topping

·        1 (20 oz) pkg. Oreos


Cream margarine, cream cheese, and confectioner's sugar. Set aside. Mix pudding and milk. Fold in whipped topping. Combine with cream cheese mixture. Crush cookies in blender. Layer cookies and creamed mixture in 10 inches plastic flower pot, ending with cookies. You can also add gummies worms to the top to make it look cute!


What happened at the cannibal's wedding party?
They toasted the bride and groom!


What did the cannibal mum say to her son who was chasing a missionary?
''Stop playing with your food''!


How can you help a starving cannibal?
Give them a hand !


What do you call a demon who slurps his food ?
A goblin !


What is the best way to get rid of a demon ?
Exorcise a lot !


Why are graveyards so noisy ?
Because of all the coffin !


What do you call a motor bike belonging to a witch ?
A broooooooom stick !



The Halloween season is here. Whether you celebrate Halloween or not, check out these Halloween safety tips to ensure that all the kids out trick-or-treating have a good time and get home safely.


·        Prearrange routes with your kids. Know where your kids are going and who your kids are going out with. Agree on a time when your child should be back home.

·        Make sure all young children are accompanied by at least one, or preferably two adults. If your children are going up to the doors without you, make sure to maintain visual contact with them and keep within hearing distance.

·        Organize a parents' community walk for the evening - and why not get into the spirit of Halloween by dressing up too?

·        Make sure you know exactly what your children are wearing when they go out Trick or Treating. If anyone goes missing you need to be able to give a good description of your child and their clothing.

·        Make sure your kids know the difference between trick or treating and vandalism. They should respect the property of the person they are visiting.

·        Instruct your kids NOT to eat treats until they get back home. Then you can check the treats. When checking treats, throw away any loose candy, and any wrapped items that appear to have been tampered with. Discard any homemade treats unless they have been made by someone you know. Not everyone out there has your kids' fun in mind.


·        Halloween costumes should be made of flame resistant material.

·        Since your kids will be out after dark, make the costume is bright. Costumes that glow in the dark or glow brightly in dim lighting are excellent choices.

·        Make sure that underneath that ghost costume your child is warm enough. Kids should dress warmly for the weather.

·        Avoid using high heeled shoes - your child may trip over and fall down steps. Remember it is dark, and if they are out for a while, they need to stay comfortable.

·        If your costume includes "weapons" like swords or knives, make sure they are flexible and can do no harm.

·        If your child is wearing a mask, make sure they understand that they MUST take it off before crossing any roads.

·        Put a name, phone and address tag somewhere on your kids' costume, in case they get lost.

·        If Trick or Treaters need lights, make sure they are using flashlights. NOT candles. A flashlight held under the chin pointing upwards will make your child look suitably scary when they ring doorbells, but a candle is dangerous.


·        Indicate your willingness to join in the festivities by displaying pumpkins, jack o' lanterns etc. in your windows or on your porch.

·        Remove obstacles from your lawns and steps so that kids won't trip over them. Make sure the outside of your house is well lit.

·        When choosing Halloween treats, consider items other than candy, like stickers, erasers, pens, crayons etc. If you do get candy, make sure it is in sealed bags for safety.

·        Consider dressing up for Halloween even if you are not going out. It is great fun to answer the door to masked kids if YOU look even more scary!

·        Be careful how you drive on Halloween. Expect excited kids to be running out from behind parked cars and drive accordingly.

·        Don't be a killjoy. If you don't celebrate Halloween and you get called on by mistake, there is no need to call the Police, or rain on the kids' parade. Rather than telling those smiling faces "Halloween is the Devil’s work and you will all burn in hell!", try instead: "Sorry kids, but this household does not celebrate Halloween."

·        Keep your family pets indoors on Halloween. They are likely to be terrified of the masked groups of children (and adults!) rushing about the neighborhood shrieking.


·        Don't forget to say thank you for any treats you are given. You may be a witch, a monster, a vampire, a ballet dancer, a pokemon or a cowboy, but be a POLITE one!

·        Stick together in a group. Make sure you are never alone at any time. Carry plenty of flashlights and be seen!

·        Be wary of strangers, walking the streets. Remember a stranger is anyone that your parents or teachers have NOT told you is OK. Don't be scared of strangers, just be careful!

·        Not everyone celebrates Halloween. Neighbors who are celebrating the Halloween festivities indicate this by decorating their windows or doors with Halloween symbols - pumpkins, bats, etc. These people are inviting kids to visit. It's better not to go trick or treating to houses that don't display these signs. If you do you may end up upsetting someone.

·        Don't stop to chat with strangers driving cars around the neighborhood, don't accept treats from drivers and never get into a stranger's car.

·        Never go inside someone's house. It's better to wait on the doorstep.

·        Be aware of basic road safety. Cross streets only at corners, don't rush out from between parked cars, and watch out for cars pulling into driveways.

·        Respect other people's property - don't trample through their gardens.



VisaMastercardAmerican ExpressDiscover

 © 2005 ProCare Collision Center All Rights Reserved.

This site is designed and maintained by