When you think about fixing collision damage on your vehicle, you probably imagine a rise in your insurance premium. Insurance is a great resource for big expenses you might not otherwise be affordable. But there are some expenses that you could easily pay out of pocket without using your insurance.
1. Small to medium dents
Many dents are actually less expensive to fix than you think. If you have a dent without paint damage, a repair shop can use Paintless Dent Repair to work your panel back into shape. Using tools to massage and manipulate the panel, most small damage is easily formed back to its original condition.
This is typically an in-and-out repair because it is quick and easy and doesn’t require insurance to pay for.
2. Surface scratches
Surface scratches and paint transfers can be fixed using hand sanitizer. It’s a strong cleaner that will work on most surface damage and will not harm your paint.
Another at-home method is to use a light wax + cleaner combo (like Turtle Wax), which can be purchased at an auto parts store.
If you are unable to fix the scratch at home, most auto body shops can also take care of surface scratches quickly, easily, and affordably.
3. Windshield repair and replacement
If you have a deductible, paying out-of-pocket for windshield repair or replacement might be the way to go. Replacement on vehicles more than 5 years old is usually affordable at about $100-400, depending on the repair shop. More recent models with more connectivity, such as collision detection and calibration, may cost more. If this is the case, get an estimate from a collision shop. Depending on the damage, you might be able to still pay out of pocket.
Typical windshield repairs run about $25-50 and use epoxy to keep I keep the crack from spreading. At-home methods such as super glue or clear nail polish may help a bit, but they’re not strong enough to prevent further cracking.
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