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insurance auto body repair san antonio

Most drivers carry at least a minimum liability car insurance policy, as is required by state law. But many aren’t well-versed on what their policy covers.

There are several different types of coverage, but three of the most common forms are liability, collision, and comprehensive. The cause of the accident typically determines which type of coverage should be used at your auto body shop.

Liability

Liability is what most states require drivers to have. It only covers damage and injuries only for other people.

In Texas, 30/60/25 coverage is the most basic requirement. It represents $30,000 for each injured person, up to a total of $60,000 per accident, and $25 for property repairs.

Beyond this, you’ll be responsible for the expenses out-of-pocket. You may also be responsible for any costs to the other drivers’ car or hospital bill beyond what your policy covers.

Collision coverage

A white SUV is tipped into a steep, snowy ditch.
One-vehicle accidents are most often filed under collision coverage.

This is essentially any damage costs caused by a vehicle wreck. Even if it’s a single-car crash, like if you crashed into a median or a tree, collision coverage will go toward the repair cost.

This covers your own bills in an accident. Whereas liability is only for the other party involved, this coverage is specifically for you and your vehicle.

Comprehensive coverage

Comprehensive coverage takes care of car repair costs for anything other than a collision. Depending on the policy, it could include the cost for a rental car during your repair.

This type of coverage can be helpful if you have hail damage, a tree falls on your car, or if you hit a deer. Most comprehensive damage happens when your car is not in motion and you, the driver, have no control over the circumstances. The amount of what will be covered in repairs depends on the type of policy.

Check your policy to see the amount of coverage. Coverage can vary and it depends on what you want to pay. If you don’t want to be out-of-pocket a lot of money for repairs after an accident, discuss this with your agent to make sure you have the coverage you want.

When an insurance company determines a car to be totaled, the they will pay its cash value up to the dollar limits on your policy.

At ProCare Automotive & Collision, auto body repair San Antonio residents recommend, our team works with a variety of insurance companies. We can answer any questions about repair costs and coverage.

For more information like this, follow ProCare on Facebook.

Texas has miles and miles of highways. With all those roads, thankfully the Lone Star State does not rank at the top for the most dangerous highways in the country. California ranks number one in that category. But maybe you’re curious, what are the most dangerous roads in Texas?

If you travel near any of the major cities, take note of some of the most dangerous highways.

A Texas state road sign with blue sky and clouds in the background
Texas has many highways, but some of the most dangerous happen to be in the Central Texas area.

Topping the List in the San Antonio Area

A recent study showed that a 14-mile stretch of I-410 claimed most of the 176 fatalities that occurred from 2013 to 2015. The study also showed that I-35 is on the list and in the San Antonio area, there were nine accidents near mile marker 101 that resulted in 13 fatalities. Eleven more crashes occurred near mile 128 that resulted in 11 total fatalities.

Two areas of Interstate 10 also ranked in the top 25 on the list. U.S. Highway 90, FM 2252, SL 13, and SL 1604 were also on the list. As many San Antonio residents may know, some of these are in high traffic areas which increases the risk for major collisions.

What drivers can do on dangerous roads

Knowing which areas are at a greater risk for accidents can help drivers be more aware and possibly avoid the need for auto body repair and reduce the risk for injury or death. They should always be aware of their surroundings and other vehicles.

In high traffic areas, it’s especially important to watch your speed, watch for road signs, as well as erratic or careless drivers. High speed can lead to serious accidents (and we know how SA drivers love to speed). Slowing down can give you more reaction time if you need to drive defensively.

At ProCare Automotive and Collision we not only work in San Antonio, but we also live here. We care about our neighbors and our community.

For more safety information, follow us on Facebook.

orange car with faded paint and parts of it covered for repair.
Collision repair is a complicated process. Don’t you want someone certified to work on your vehicle?

Your vehicle is one of the largest purchases you make, so it’s important to protect your investment. If you have an accident, have your car repaired at a certified collision center.

Certified collision repair means technicians train through industry-leading programs, often through car manufacturers. They learn how to repair a vehicle to the maker’s specifications. If you own a luxury vehicle, the manufacturers want repairs on that vehicle to meet their standards.

Manufacturer certifications

There are a variety of certifications in the auto body repair industry.  When researching collision repair centers, ask if that location has technicians who have received training by your automobile’s manufacturer. Once a technician reaches a minimum of two years auto body repair experience, he or she can be certified.

Also find out how often they train. As technology changes on vehicles, it is necessary to attend additional training. Advancing technology has made frequent training important in recent years.

A man in a work jumpsuit and a woman in a blue button-up shirt look at a clipboard. There are clean cars parked in the background, inside a collision shop.
Certified repair means higher standards and tech that train with manufacturers.

I-CAR Gold Class

Certifications and advanced skills held by a team of technicians means they provide efficient, high-quality repairs resulting in a faster turnaround for the customer. For many shops, an experienced team is given an I-CAR Gold Class designation. ProCare is one that holds this designation.

We have 14 OEM certifications from a variety of manufacturers, such as Land Rover, Jaguar, Porsche, Honda, and others. Customers can rest assured that ProCare will repair their car properly. We also have aluminum certified repair facilities with technicians who are trained by the manufacturers on how to properly repair aluminum on their vehicles.

Re-certification and ongoing training is our commitment to guarantee the highest quality repairs to your luxury vehicle. Because our team completes extensive hours and rigorous testing, they have proven their skills mastery.

For more information about car repair and our work, follow ProCare Automotive on Facebook.

Nearly 20 years ago, a new collision center, ProCare Automotive and Collision, opened its doors in San Antonio. Today, our company experiences growth while maintaining a focus on high quality auto body repair. We are now in cities across central, south, and southeast Texas.

ProCare now offers collision repair in other cities such as Austin, Houston, and Victoria. We chose for our next location to return where it all started.

new collision center san antonio

 

SW Military Drive Collision Center

ProCare started in 1999 with a location on SE Military Drive in San Antonio. After years of expanding, ProCare opened its 29th location on SW Military Drive down from the original body shop. The goal of the company’s fifth San Antonio location is to make high-quality collision repair more convenient for southwest San Antonio residents.

This new collision center adds about 20 new employees to the more than 550 who work for ProCare. This includes technicians, estimators, customer service staff, and office staff.

High-quality auto body repair

ProCare offers collision repair, auto paint services, and paintless dent repair. Auto technicians train on industry standards in repair from vehicle makers. As a result, our team has the skills to repair any vehicle.

Among the certifications our shops hold is the iCar Gold Class certification. Most noteworthy, the collision repair industry considers iCar Gold Class the highest training achievement. Our technicians train for this every year. Also, we designate skilled experts in four key collision repair roles. Those roles are estimator, non-structural technician, steel structural technician, and refinish technician.

Contact our team to schedule a free estimate or try our Smartphone Estimating Tool. Our services are backed by a National Limited Lifetime Warranty. Likewise, our paint services are backed by Axalta Nationwide Guarantee. We stand behind the work performed on your vehicle.

Our goal is to make auto body repair hassle-free so you can get back on the road.

A cartoon of five late-night hosts fixing a red car. The title says April is National Car Care Month.
Which of these late-night hosts would you trust to fix your car?

We all know that when it comes to car work, a customer’s decision is made on trust. What company, repair tech, or information do they trust most? A recent survey found that out of a late-night host lineup, Jimmy Kimmel has earned the most trust with car owners.

The Car Care Council asked more than 22,000 car owners nationwide which late-night TV host they would trust the most to fix their cars.  The lineup includes Jimmy Fallon, Stephen Colbert, James Corden and Trevor Noah.

Jimmy Kimmel, host of ABC’s Jimmy Kimmel LIVE! barely beat out Jimmy Fallon, host of NBC’s Tonight Show for the title of Most Trusted to Work on My Car.

“April is National Car Care Month, and with trust being a strong determining factor in choosing care maintenance and repair professionals, we thought it would be fun to ask vehicle owners which late-night TV host they would trust most work on their cars,” said Rich White, executive director, Car Care Council.

While no one is asking you to get serious work done by a celebrity, it’s important to do research on the body or repair shop you want to go to before bringing your car in.

The team at ProCare Automotive & Collision, a body shop San Antonio, Texas residents have recommended for nearly 20 years, focuses on operational excellence and providing you with the highest quality collision repair. Our technicians are certified, and we provide a warranty on repairs and paint.

For more content like this, follow ProCare on Facebook.

A pair of hands hold a smartphone with ProCare on the screen.
Using your smartphone can get you a quick preliminary estimate without going to the shop.

Technology changes just about everything. It provides safety features on cars and added conveniences. Your phone also helps you make informed decisions about what auto body shop to choose.

Your smartphone can now make your collision repair simpler. ProCare Collision offers a smartphone estimating tool that customers can use anywhere, and get a preliminary estimate without stepping into the shop.

Use your phone to get a collision repair estimate

When you have car damage and need repairs made quickly, this is a fast way to start the process. You can have the estimate tool texted to you from the ProCare Collision website.

To start, take photos of the damage, submit them through the tool, and receive an estimate via email within 24 hours. Then, you’ll have an idea of a baseline cost for your vehicle repair with ProCare.

Benefits of a smartphone estimating tool

This tool helps you get the repair process started right away. It can be done at any time of the day or night that is convenient to you. Once you have an idea of the cost and what it may take to repair the vehicle, you can begin working with the ProCare Collision team to have the repairs started.

Keep in mind that estimates provided from photos are only a preliminary estimate based on visible damage and that could change once a technician inspects the car more thoroughly. There could potentially be damage that isn’t visible to the eye, such as mechanical or to the car’s computer system.

For companies with fleet vehicles, using the Smartphone Estimating Tool can be beneficial so it doesn’t take vehicles or the employee away from work on the job.


ProCare launched the estimating tool to make the auto body repair process more efficient and hassle free. Use the tool to get your free estimate and we’ll get you back on the road.

For more information, visit ProCare on Facebook.

various tools and headlight parts sit on a grey slate surface
Not all car parts are created equal.

Not all parts are the same when it comes to car repair. There are OEM parts, original parts created by the manufacturer, and then there are aftermarket parts. Aftermarket parts are off-brand and have a wide variety of price and fit.

If you want quality and a warranty with parts, then OEM is a safe choice. Certified auto body shops will be likely to offer OEM parts with their repairs because they are proven to fit and work correctly.

Are OEM parts worth it?

OEM parts cost more than aftermarket because the vehicle manufacturer makes them. An OEM part will match perfectly with other parts on your car.. The cost is often twice as much as what you may pay for an aftermarket part.

Most OEM parts come with a one-year warranty from the manufacturer, should anything happen to the part.

Should I save money with aftermarket parts?

There is a greater selection of aftermarket parts, but this also means they come in variations and the odds of getting a poor quality part are greater.

However, some aftermarket parts are similar quality or even improved from the original OEM part. Doing your research on specific aftermarket parts can help you determine if there’s a better option out there. This can be time consuming, but for some, the offset cost is worth it.

Aftermarket parts may decrease the car’s value. If you lease a vehicle, you need to look into what it could cost you long-term. Additionally, most aftermarket parts do not offer a warranty, so be sure to ask about a warranty if you choose these parts.

When our certified technicians at ProCare Automotive and Collision, a San Antonio body shop, make repairs to a wrecked car, we believe in providing the highest quality collision repair and use OEM parts. Should you want aftermarket parts, we work to find the best part that works with your vehicle.

Find more information on car repair on our Facebook.

close-up of a tire on a black vehicle
Taking care of your tires can prevent accidents.

Maintaining good quality tires on a vehicle is something car owners must do. Insufficient tread or air pressure leads to more than just a flat tire. In 2017, tire-related crashes resulted in 738 fatalities nationwide. While the number of tire-related crashes has dropped in the past decade, they can still happen and cause serious damage.

Proper tire maintenance is one of many steps car owners can take to prevent an accident.

Proper tire tread

The tread on tires can vary depending on the type of tire and the type of vehicle. You want enough tire tread to allow water on the road to go through the tread. This gives your car traction.

There is a quick test you can do to check your tread. Insert the penny in the tread with Lincoln’s head pointed down into the tread. If you see the top of Lincoln’s head, it’s time to replace the worn tires on your vehicle.

If you don’t have change, look for the tread wear indicator bars which are located on several areas of the tire.

Check the tire pressure

The tire pressure for every vehicle can vary but is typically between 30 and 35 psi. Make a habit of checking your tire pressure routinely and it is especially important to do this before you drive on slick roads.

While most newer vehicles are equipped with tire sensors, you do not want to always rely on that in case the sensors malfunction. Under-inflated and damaged tires are leading contributors to a blowout, which can result in a serious collision.

For more car care advice, follow us on Facebook.

A car sits on the side of the road with tall flames coming out of it, and a plume of dark smoke.
You might have a feeling your car is totaled, but you can still have its value assessed by your insurance.

You step out of your car, and you take a look at the damage to your vehicle. That’s the moment you know it’s more than a fender bender. You may ask yourself “Is my car totaled?”

It’s unlikely you’ll find out at the scene of a crash: The car’s value and body shop repair cost determines if it is repairable. It’s also important to know your insurance policy and the process to file a claim for repairs, which can make the process of repairs more affordable and/or timely.

 

What to do with a car totaled accident

The repair team will inspect the damage, complete the repair estimate, and compare it with the car’s current value. If the repair estimate is more than the current car value, the insurance will not qualify it for repair.

For example, a car with a value of $5,000 that needs $7,000 worth of repair will not qualify.

Check your insurance policy to know what you should expect with a vehicle that is not repairable. In most cases, the insurance company will issue you a check for the value of the car. If you do not agree with the amount, you can get quotes from used car dealers, view prices online, and note any additional or special features on your car. Show this documentation to the insurance company to dispute the amount.

Keeping a totaled vehicle

Cars hold sentimental value for many and some choose to repair a totaled vehicle.

Contact your insurance company as soon as possible. The insurance company will subtract the vehicle’s salvage value from the amount it planned to pay you. To drive the car again, you need a salvage title. Repairs are your responsibility.

If you want a totaled car fixed, find a body shop you trust to provide an accurate estimate to repair the vehicle.

At ProCare Automotive and Collision in San Antonio, we have experienced and trained technicians who know exactly what it will take to repair the vehicle back to a safe and drivable condition again.

For more posts like this, visit ProCare Automotive and Collision on Facebook.

If you have an accident in a GM vehicle, you’ll want to find a GM certified body shop. This means the technicians at that auto body shop train with GM to make the repairs as specified.

Recently, General Motors announced plans to launch a comprehensive collision certification program. This new program holds collision centers to the highest standards in the industry. It also tracks their certified body shops on specific procedures. As a result, GM will use these metrics to generate a score. That score will determine recommendations for car owners.

gm certified san antonio body shop

Repair checklist

Technicians must earn the certification based on requirements from the manufacturer. Those requirements vary by manufacturer. GM’s new program will be more extensive. It will include new criteria that many San Antonio body shops need to follow.

The new program will include measurements for performing pre-repair and post-repair scans of the car. This ensures the car was checked for any issues before repairs. In addition, it helps guarantee all necessary repairs were made. Other criteria in the program includes performing recalibration and welding technique.

Finding a GM certified body shop

The new program will hold auto body shops more accountable. It will also help GM car owners find better body shop options for their vehicle.

GM will use this program to base its collision repair recommendations for customers using its OnStar platform.

ProCare Automotive & Collision, a San Antonio body shop, offers GM certified collision repair. Our technicians regularly train on the latest techniques.

For more about ProCare, visit us on Facebook.

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