Tag: auto body shop san antonio
As a driver in Texas, you probably carry at least the minimum auto liability insurance or more if you choose. When you establish your policy, an agent reviews the details with you. Don’t wait until you are researching auto body repair San Antonio residents recommend to understand what the policy covers.
There are several different types of coverage, but two of the most common forms that pay for repairs are collision and comprehensive. What caused the accident will normally determine which type of coverage should be used at a San Antonio auto body shop.
Liability insurance only covers damage and injuries for other people. In Texas, 30/60/25 coverage means basic coverage. If your vehicle has damage, the auto body repair will be an out-of-pocket expense. You may also be responsible for any costs beyond what your policy covers.
If you carry more than liability, check your policy to see the amount of coverage you have for damage. When an insurance company totals a car, the insurance company pays actual cash value of the vehicle up to the dollar limits on your policy.
Comprehensive Coverage for Auto Body Repair
Comprehensive coverage takes care of the repair or replacements costs of your car for anything other than a collision. Depending on the policy, it could include the cost for a rental car during collision repair.
This type of coverage can be helpful if you have hail damage, a tree falls on your car, or if you hit a deer. The amount of what will be covered in repairs depends on the type of policy.
Coverage can vary and it depends on what you want to pay. If you don’t want to be out-of-pocket a lot of money for repairs after an accident, discuss this with your agent to make sure you have the coverage you want.
At ProCare Automotive & Collision, auto body repair San Antonio residents recommend, our team works with a variety of insurance companies. We can answer any questions about repair costs and coverage. Give us a call for a free estimate and we will guide you through the repair process, including an explanation of what your policy will cover.
Maintaining good quality tires on a vehicle is something car owners must do. Insufficient tread or air pressure leads to more than just a flat tire. In 2016, 85 of the fatal crashes that occurred statewide in Texas were due to defective or slick tires. While the number of tire-related crashes has dropped in the past decade, they can still happen and send your vehicle to a local auto body shop San Antonio.
Proper tire maintenance is one of many steps car owners can take to prevent an accident. Otherwise, the car owner could be choosing a local auto body shop San Antonio for auto body repair.
Proper Tire Tread
The tread on tires can vary depending on the type of tire and the type of vehicle. You want enough tire tread to allow water on the road to go through the tread. This will give your car traction.
There is a quick test you can do with a penny. Insert the penny in the tread with Lincoln’s head pointed down into the tread. If you see all of Lincoln’s head, it’s time to replace the worn tires on your vehicle. If you don’t have change, look for the tread wear indicator bars which are located on several areas of the tire. Replace the tires if the penny is flush with the adjacent grooves.
Check the Tire Pressure
The tire pressure for every vehicle can vary. It is typically between 30 and 35 psi. Make a habit of checking your tire pressure routinely and it is especially important to do this before you drive on slick roads.
While most newer vehicles are equipped with tire sensors, you do not want to always rely on that in case the sensors malfunction. Underinflated and damaged tires are leading contributors to a blowout, which can result in a serious collision.
At ProCare Automotive and Collision, an auto body shop San Antonio residents choose, we continue to see vehicles with collision damage caused by a blowout or worn tires. If you do get into an accident, use our Smartphone Estimating Tool to get a quick free estimate so you can get your car repaired and head back out on the road again.