Tag: auto repair
You step out of your car, and you take a look at the damage to your vehicle. That’s the moment you know it’s more than a fender bender. You may ask yourself “Is my car totaled?”
It’s unlikely you’ll find out at the scene of a crash: The car’s value and body shop repair cost determines if it is repairable. It’s also important to know your insurance policy and the process to file a claim for repairs, which can make the process of repairs more affordable and/or timely.
What to Do With a Car Totaled Accident
The repair team will inspect the damage, complete the repair estimate, and compare it with the car’s current value. If the repair estimate is more than the current car value, the insurance will not qualify it for repair.
For example, a car with a value of $5,000 that needs $7,000 worth of repair will not qualify.
Check your insurance policy to know what you should expect with a vehicle that is not repairable. In most cases, the insurance company will issue you a check for the value of the car. If you do not agree with the amount, you can get quotes from used car dealers, view prices online, and note any additional or special features on your car. Show this documentation to the insurance company to dispute the amount.
Keeping a Totaled Vehicle
Cars hold sentimental value for many and some choose to repair a totaled vehicle.
Contact your insurance company as soon as possible. The insurance company will subtract the vehicle’s salvage value from the amount it planned to pay you. To drive the car again, you need a salvage title. Repairs are your responsibility.
If you want a totaled car fixed, find a body shop you trust to provide an accurate estimate to repair the vehicle.
At ProCare Automotive and Collision in San Antonio, we have experienced and trained technicians who know exactly what it will take to repair the vehicle back to a safe and drivable condition again.
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Your car has auto body damage, but you can drive it away from the scene of the accident. If you are not concerned about the looks of your car, you may ask, “If my car still runs, why should I fix the damage?”
There are several reasons why auto body repair is necessary, no matter if the vehicle has minor or more significant damage. If repairs are not made, there are some circumstances where it could cost you to keep the damage on the vehicle.
Damage Causing Other Damage
The cosmetic damage to a vehicle may appear minor, but it takes a highly skilled auto technician to know if there could be more damage than meets the eye. A damaged fender could cause strain to a wheel, tire, or parts under the hood. At minimum, it is best to get dents repaired to avoid further and costly damage to your car.
Necessary Functions No Longer Work
If certain features do not work on your car, such as lights or opening your hood, it might lead to a ticket. All lights, such as headlights, taillights, and turn signals must be functioning for safety if you plan to drive at night.
In Texas, there is a checklist used when inspecting a vehicle. If any items are damaged, such as lights or a mirror, the car will not pass inspection until the damage is fixed. Waiting to get repairs to pass an inspection could delay getting a renewed registration, in which case, you could get a ticket for an expired registration. That’s money that could be spent on the auto body repair.
If you file an insurance claim, receive money, and then don’t repair the car, it could cost you if you have another accident. An insurance company can deduct pre-existing damage from a future settlement. It is recommended that if you receive money for a claim, to use that money on auto body repairs. To keep the money could amount to insurance fraud.
Depending on the extent of the damage, it could affect your vehicle’s resale value. In some cases, the cost to fix the vehicle can be less than the amount your car might depreciate if it has noticeable damage.
When it comes time to repair auto body damage on your car, contact the experts at ProCare Collision, an auto body repair shop in San Antonio. Our highly skilled technicians are trained to work on any make and model of vehicle and repair it to the maker’s specifications. We can get your car fixed so you avoid further damage and costs.